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Thursday, July 2, 2009

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Direct Lending Student Loans

Have you heard of a type of student loan called a Perkins Loan? If you don't know about this type of loan you should, because you might qualify. If you can qualify the terms will be much better than you can get elsewhere.

A Federal Perkins Loan is a low interest (5%) loan for undergraduate or graduate students with "exceptional" financial needs. The funding comes from the Federal Government, not a private lender. Here's what it takes to qualify:ul>

  • U.S. citizenship, permanent residency, or eligible noncitizen status
  • Maintain satisfactory academic progress
  • No unresolved defaults or overpayments owed on Title IV educational loans and grants
  • Satisfaction of all Selective Service requirements

    The school determines the students with the most pressing need and the school will pay you by check or directly apply your loan to your financial obligations to the school. Two of the most attractive features of this loan program are that there are no fees and the grace period is longer.

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    Direct Lending Student Loan Tips

    Direct Lending Student Loans

    Thursday, July 2, 2009

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